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Common fraud

Types of frauds which are known to be common in North Yorkshire

Bogus police advertising

If you are contacted by any bogus police officers claiming to be selling advertising space in a newsletter or police publication, take the caller’s name and contact telephone number and tell them you will call them back by calling the non-emergency number 101 to verify their identity. Our advice to anyone who is contacted by cold callers is do not part with any money unless you know exactly what you are paying for. Carry out an independent check to verify the caller is who they say they are and ask to see a copy of previous publications.

Property fraud

Land Registry is a government agency that maintains the register of property ownership in England and Wales. If your property is registered, making sure they can contact you will provide you with better protection against fraudsters. If you aren’t living in the property you rent out, it’s important to keep Land Registry updated of your contact address. This helps to reduce the risk of property fraud occurring. Up to three addresses are allowed including email addresses, addresses abroad and the address of someone you trust. Owners who are concerned their property might be subject to a fraudulent sale or mortgage can quickly alert Land Registry and speak to specially trained staff for practical guidance. Call the Property Fraud Line on 0300 006 7030. The line is open from 8.30am to 5pm Monday to Friday.

Fraudulent insurance policies (ghost brokers)

Ghost brokers are fraudsters who target young drivers with ‘cheap deals’, issuing policies which aren’t worth the paper they’re written on. If you purchase a policy from a ghost broker, you may be driving without valid insurance which is illegal and can have some serious implications.

  • Your car may be seized by police
  • You’ll pay a fixed penalty notice of £300
  • You’ll have to buy valid insurance & pay at least £150 to get your car back from the pound
  • You’ll pick up the bill for any damage you cause while driving without insurance, which could include compensation if you injure someone

For advice on purchasing legitimate insurance, visit the Association of British Insurers website. If you have been the victim of fraudulent insurance policies, you can report it anonymously by calling the Insurance Fraud Bureau (IFB) Cheatline on 0800 422 0421 or reporting online.